No Insurance Or Inadequate Insurance Benefits? No Problem
We Only Provide Quality Care At An Affordable Price And Stay Within A Budget
Partners In Health is in-network with some insurance companies but we have been out-of-network with several health insurance companies for quite some time now. Our job is to provide you with excellent care without the barrier of insurance bureaucrats limiting and/or denying it. Their incentive is to limit treatment and please shareholders. Our goal is to provide necessary and effective care so that you are pleased with your outcome.
Many healthcare clinics accept low rates of reimbursement and cut back on care with patients to compensate for decreased income. Because we will not compromise on the quality of care, you will receive complete attention to meet your healthcare needs. Essentially, you get what you pay for.
For over two decades now, most insurance companies have not increased payments for services rendered by Chiropractors, Physical Therapists, Dentists, Surgeons, ObGyn Doctors and Primary care Physicians. This has forced many offices to treat you like cattle and limit the time and focus on you, the patient. We refuse to work that way and our standards and respect for the patient are much higher than what an insurance company places on you.
While healthcare professionals have not seen any increases, your premiums have sky-rocketed. There are many reasons for this but it’s certainly not because we get paid $28 and adjustment by your health insurance company. With an average of “out-of-pocket” cost of $2470.00 per person per year, what kind of “higher benefits” do you now have? Furthermore, insurance companies no longer pay for wellness care or cover massage therapy, dry-needling any many other helpful treatments that keep you away from the MD, expensive diagnostic testing, injections and surgery. They just don’t get it.
If you are frustrated with a lack of progress you have made elsewhere, please consider coming to Partners In Health. It may cost you a bit more than if you stayed within your health insurance network, but it will be well worth it for the excellent treatment you will receive.
Here Is Where Your Money Goes:
Our staff will take care of billing your insurance and assist you in determining the most cost effective way to cover your treatment. Often, it is less costly for patients with high deductibles to use our self-pay option. Many people are now using a “Flexible Spending Account” (FSA or flex plan) thru their employer to minimize monthly health care premiums and lower their taxes. This is a very smart way to mange your health care costs. A Health Savings Account (“HSA”) also make a lot of sense and has been more popular recently.
Just give us a call and we will verify your coverage and walk you thru the best scenario.
Some Health Care Facts:
Health insurance costs workers almost twice what it did in 2002 even though premiums have grown more slowly since 2007, according to a new survey of more than 2,000 employers.
The average total cost of a family health insurance plan reached $16,351 in 2013, an increase of 4 percent since 2012, report the Henry J. Kaiser Family Foundation of Menlo Park, Calif. and the Chicago-based Health Research and Educational Trust. Workers paid an average of $4,565 for those plans with their employers paying the rest, according to the survey.